Three best travel credit cards for your wallet

Traveling does not always come cheap. In fact, with surging prices across nearly every industry, traveling has become more expensive in various ways. Customers look for various ways to save money, and that includes earning money through rewards programs that can then be used for travel benefits. Many credit cards offer programs to provide points and other perks that can be used for travel and these three stand out as the best on the market today.

Before jumping into the meat of this post, it’s important to recognize that responsible utilization of credit is key. Avoid living beyond your means at all costs when using these or any other credit card on the market. These are meant to be tools to build and protect wealth through smart utilization and paying them off frequently, if not every month. That’s the best way to tap into the benefits that come from these programs.

Chase Sapphire Preferred Credit Card

The Chase Sapphire Preferred credit card is perhaps one of the most popular on the market. This card comes with a slew of perks and benefits for users and is accessible to those who are just starting their journey to build credit. One of the biggest benefits is that the annual bonus points given each year equal 10% of your total purchases made the previous year, making this card even more beneficial for smart usage to cover everyday costs. The low annual fee of $95 is another reason why this card is so attractive to new users.

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards credit card is for the organized traveler. While this card offers rewards on typical purchases, many of its best benefits come to those who use it through the company’s travel platform. This gets you the highest return on every dollar spent. Not only will you earn points on those purchases, but you will earn additional credits back to your card. This card comes with a high annual fee of $395.

The Platinum Card from American Express

The Platinum Card from American Express is for the luxury traveler at heart. It is less accessible than the others on this list, but if you have the financial means then this is a card that will boost your travel experiences. For example, being a member grants you access to lounges at major airports throughout the world. You also get a credit of up to $200 to cover incidental travel expenses. It comes with a $695 annual fee, which shows just how much this card is meant for the better-off traveler in mind.